Free Budget Breakdown Template Template

PERSONAL BUDGET — [Month] [Year]

—————————————————————
INCOME
Salary / wages (net):         [$ 0.00]
Side income / freelance:      [$ 0.00]
Other (rental, dividends):    [$ 0.00]
TOTAL INCOME:                 [$ 0.00]

—————————————————————
FIXED EXPENSES
Rent / mortgage:              [$ 0.00]
Utilities (gas, electric, water): [$ 0.00]
Internet / phone:             [$ 0.00]
Insurance (home, car, health): [$ 0.00]
Loan / credit card minimums:  [$ 0.00]
Subscriptions:                [$ 0.00]
Childcare / school fees:      [$ 0.00]
TOTAL FIXED:                  [$ 0.00]

—————————————————————
VARIABLE EXPENSES
Groceries:                    [$ 0.00]
Transport / fuel:             [$ 0.00]
Dining out / coffee:          [$ 0.00]
Entertainment:                [$ 0.00]
Clothing:                     [$ 0.00]
Health / fitness:             [$ 0.00]
Personal care:                [$ 0.00]
Other:                        [$ 0.00]
TOTAL VARIABLE:               [$ 0.00]

—————————————————————
SAVINGS & DEBT REPAYMENT
Emergency fund:               [$ 0.00]
Pension / retirement:         [$ 0.00]
Investments:                  [$ 0.00]
Extra debt repayment:         [$ 0.00]
Goals (holiday, deposit):     [$ 0.00]
TOTAL SAVINGS:                [$ 0.00]

—————————————————————
SUMMARY
Total income:                 [$ 0.00]
– Total fixed:                [$ 0.00]
– Total variable:             [$ 0.00]
– Total savings:              [$ 0.00]
= LEFT OVER (or shortfall):   [$ 0.00]

Target savings rate: [20%] of income.
Actual this month:   [%]